Microsoft Money Deluxe 2005 [Old Version] | ![Microsoft Money Deluxe 2005 [Old Version]](http://ecx.images-amazon.com/images/I/51J5MJEEE3L._SL160_.jpg)
 enlarge | From: Microsoft Software
Category: Software
Buy New: $149.98
New (1) Used (3) from $23.98
Rating:  57 reviews
Sales Rank: 4732
Format: Cd-rom
Platforms: Windows 98, Windows 2000, Windows Me, Windows Xp
Media: CD-ROM
Edition: Deluxe
Autographed: No
Memorabilia: No
Operating System: Windows 98
Shipping Weight (lbs): 2
Dimensions (in): 7.6 x 5.4 x 1.4
MPN: 86000349
Model: 860-00349
UPC: 805529809864
EAN: 0805529809864
ASIN: B0002D12D4
Release Date: September 13, 2004
Availability: Usually ships in 1-2 business days
Condition: NEW, 100% GUARANTEED, FAST SHIPPER, CHECK OUR FEEDBACKS.
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| Features:
| • | Personal finance software with award-winning Portfolio Manager | | • | Automatically consolidates online financial information | | • | Essential tools for improving credit and organizing taxes | | • | Stay up-to-date on accounts and transactions | | • | Get help with credit and debt; simplify taxes |
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| Editorial Reviews:
Product Description
Money 2005 Deluxe is a comprehensive personal finance solution that automatically consolidates your online bank and credit card information. With powerful, easy-to-use features like the Debt Reduction Planner and Tax Estimator, you have the tools you need to better manage credit, reduce debt, and organize taxes to help improve your overall financial picture. Money 2005 Deluxe includes everything in Money Standard.
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| Customer Reviews: Read 52 more reviews...
 Save your money, skip MS Money 2005/2006 January 22, 2006
Kevin (Seattle)
3 out of 3 found this review helpful
I need to jump on this bandwagon of Money users who were happy until MS Money 2005 sucked us in. I only upgraded from 2004 Standard because I could not get online information from my credit union. 2005 seemed great at first, then I discovered that when I bought the 2005 Standard version to replace my 2004 Standard, I was getting a downgraded version. I had to fork out even more money to upgrade to 2005 Deluxe have the same features I had in Standard. What a scam.
After that things went well for a while, then came the problems. Duplicated account files were created during online updates that can only be merged by losing all transaction data older than 2 months. The alternative is to close the older account. If you close the new duplicate account, Money will not update the old account anymore because it made a new connection with the new account it created. This happens frequently. Besides the obvious problem of tracking your account information, this means you can't run any reports or functions that rely on that data. What's the point of having all of these great tools that won't work.
Some accounts occasionally won't update online. This is a problem that could be expected due to net access or the site itself, however, suddenly these accounts stop updating permanently. I have a complex budget and live by cash flow projections. and have had my cashflow forecaster suddenly show a zero balance on accounts and it could not be fixed.
I have had to enter months of data on more than one occasion in order to get my finances back in order. I tried the upgrade to Money 2006 for about as long as it took for me to figure out that it was bugged just as much as this one. The ONLY feature that was improved was the ability to make a floppy back up on another drive besides the 3.5 disk.
If I knew of a way to get 2004 to perform online banking updates from my financial institutions that are available to 2005, I would switch back.
Virtually every complaint others have vented are right on target. Microsoft is uninterested in what consumers want and need and continues to produce the same product with the same problems and adds very little innovation, if any. They really need to revamp this program from the core and stop bandaging problems. Consumers needs should be the driving force, instead of trying to keeps up with the latest Quicken release by rehashing broken software.
I am sick and tired of having my budget screwed up by this broken program and it's complete lack of customer support, unless you are will to pay $35 or $40 an hour to get the run around. I may as well just go back to creating all of my financial resources in Excel, I spend just about as much time trying to fix Money problems as it would take to do that.
Despite the couple of people who like Money 2005, I join the OVERWHELMING MAJORITY of dissatisfied consumers who say DON'T BUY IT!!!
I should've read this before I bought Money 05 December 12, 2005
M. Farkas (California)
2 out of 2 found this review helpful
I've been a happy user of Money 99 and later Money 04 with absolutely no issues. Well, except that my wife would never enter her receipts. The answer? Money 05 could import it all.
Since installing this it has worked ok. The reason I hate is becuase A. It's slow. It appears to be collaborating with Passport too much to back up everything you do. But even worse, on three occassions I've had it go haywire. It added duplicate accounts, merged other accounts, screwed up balances, etc.
The way it imports transactions is bad too. The payee names are never there but rather an address. Change it to the name and the next time you synchronize it will show that transaction as a duplicate with the re-downloaded version with no name.
Bugs Bugs Bugs. I think I will clean it all up, back up to floppy, uninstall, and reinstall 04.
No more money for Microsoft from me.
Do not buy this and be very skeptical of Money 06. i should've read the reviews on this before.
Oh dear, why didn't they test it properly? September 13, 2005
J. Ferguson
2 out of 3 found this review helpful
It is now September 2005 so I am a latecomer to Money 2005, but the bugs are still there. Not only did I have to clear previous budget categories to get Advanced Budgets to work, but I also found that when I tried to use the Transfer Category utility, it only moved one of the transactions selected and then also moved the bottom item on the list of transactions even when I hadn't selected it (so you risk getting transactions into the wrong categories unless you move them laboriously one at a time within the transaction record and don't use the Transfer Category utility!). Also UK cheques have 6 digit numbers but the column width is only 5 characters so you cannot see the last vital digit of the cheque number when you are trying to trace a particular cheque record. etc etc........ I won't ramble on because so many other people have said this before, but I would not touch this package with a bargepole and I am now contacting the supplier to see if they will refund something which is clearly not fit for purpose. As a staunch Microsoft user and supported for many years I feel let down that they released this mess, particularly in a key area of money management and potential small business accounts.
Terrible! July 6, 2005
Bobby R. Treat (Pflugerville, TX United States)
11 out of 11 found this review helpful
Unlike many other reviewers, I bought this product in April, after Microsoft had plenty of time to fix the bugs -- which means they're not bothering to fix them at all -- and I have spent three months using it, not just a couple of days. Also, I have a PhD in Mgmt Science and Information Systems and was a long-time Quicken user, so I'm not exactly stupid, I don't think, when it comes to personal finance software. Here are just a few of the problems I'm seeing:
Default settings, almost without exception, are the worst possible settings.
Advanced budget reports don't work at all. Actual amounts for transfers out appear as positive, but budgeted amounts appear as negative numbers, so the difference is huge precisely when you're saving a lot of money. In some other cases, the budgeted amount in a report has no relationship to what was entered, and there's no visible way to correct it.
Cash flow charts assume all monthly budgeted amounts are subtracted on the first of the month. That makes projected balances very pessimistic - nearly useless.
After downloading transactions online, the program does a lousy job of matching payee names with previous transactions. It's bad enough to make ANY reliance on automated balancing impossible.
If you have a 2002 or earlier copy of Quicken, you may as well keep using it, even though online banking no longer works.
How could there be NO software company out there who wants to take this business away from Intuit and Microsoft, who apparently don't even WANT it?
waste of money!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! June 9, 2005
Fluffy Sausage (Tampa)
10 out of 10 found this review helpful
I agree with almost every negative review on this board. In comparison with 2004 edition, this one is just plain HORRIBLE. It looks prettier (kind of), but that's as far as it goes. I've been using MS Money since 2000, and I've enjoyed every upgrade; they've all been quite satisfactory save this monstrous creation. I haven't just used Money only, I've tried out Quicken 3 times, once back 4 years ago, another a year ago, and a week ago. It's too inflexible & the graphs stink.
Every time I do an internet update, it duplicates every account with some generic name (I track 3 checkings, 4 savings, 2 credit cards, 1 cash on hand, & 2 loans). I am NOT going to rename all the accounts again & redo every transaction with all the splits.
As far as MS Money 2005 goes:
I tried to do an update with CapitalOne, and it failed time after time. It also took flipping forever to do any of the updates! I wish I could have let the default setting NOT update news articles. I'm here to balance my checkbook, track settings, & budget, forecast, I don't care about news. I would love to elaborate further, but the arteries in my forhead would explode from my frustration.
Because I couldn't even get the program to KIND OF work, I wish I could give it ZERO stars. I refuse to spend countless hours (more) to try to get this piece of crud working; pen & paper IS BETTER than this program. Back to 2004 I go (until they release a HUGE compilative fix for all this poo).
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